Offer seamless balance recharge options with stablecoins, ideal for businesses with customers who regularly deposit funds.
Make it easy for users to top up their accounts with fast, direct transfers.
Similar to bank transfers, if the recipient’s account number is known, the funds can be sent at any time.
Why Choose Us?
Fixed address and any amount
No need to use any payment widget to deposit any amount directly into the associated account.
Global & Stable Solution
Accept payments from customers worldwide with stable, borderless cryptocurrency options.
Quick & Cost-Effective
Streamlined payments that are fast and affordable.
Secure & Reliable
No chargebacks, no rolling reserve, and reduced regulatory concerns.
Instant Access to Funds
Withdraw your earnings immediately — no custody holds.
More Features
Efficient Settlement & Customizable Interface
Multichain Compatibility
Accept payments in multiple tokens across six networks.
Cost-Saving Batching
Consolidate transactions for lower fees.
White-Label Payment Widget
Tailor the payment experience to your brand.
Management Dashboard
Access comprehensive reports, analytics, and manage transactions with ease.
Ongoing Support
Receive technical support, updates, and access to the Smarty Service for smooth operation.
How It Works
01
Organize Deposit Acceptance Easily
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Attach a unique crypto address to each user through our API;
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The user sends crypto to this address;
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The merchant credits the received amount of crypto to the balance.
02
Withdraw Instantly
Access your funds anytime — no custodial holds.
03
Manage with Confidence
Monitor payments, generate reports, and control your business from a single dashboard.
Get Started in 3 Simple Steps
1. Quick Onboarding
Tell us about your business and objectives.
2. Smooth Integration
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Set up API keys & webhooks;
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Try all features in the test network;
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Go live in days not weeks with our full support.
3. Start Processing Payments
Begin accepting crypto deposits and enjoy streamlined earnings.
Frequently Asked Questions
Every payment that we process is collateralized in real-time, using an onchain collateralization platform. The collateral in Capacity maintains the value of a transaction while the corresponding digital assets confirm onchain, which enables us to approve digital asset payments quickly and reliably. Even in the case of a malicious attack on an app or network, your payment volume is fully protected and guaranteed.
It depends on the type of integration you choose:
1. Zero Code Integration (Payment Links)
No developers needed.
With this option, you can create and send payment links easily, without any technical knowledge.You simply generate the link and share it with your customers to process payments.
2. Low Code Integration (Payment Button)
Minimal developer involvement (optional).
This option requires copying and pasting a few lines of code to add a payment button to your website or app.You don’t need extensive coding skills, but you might need some basic knowledge of HTML to place the code in the right spot.
3. Full API Integration
Developers required.
For a fully customized and seamless payment experience, you will need to implement an API. This is the most flexible option, as it allows you to integrate the payment solution directly into your existing systems. However, because it involves backend development, you’ll need developers to complete the integration.Yes, customers can pay with cryptocurrency directly from their exchange accounts. When using a QR code payment, they can transfer or withdraw the crypto to the merchant's wallet address from their exchange balances, such as Binance, Bybit, Coinbase, OKX, and others.
This allows for a smooth and simple payment process, as customers only need to scan the QR code and complete the transfer from their exchange account.
When you receive payments, you can choose to settle them in either USDT (Tether) or USDC (USD Coin), two popular stablecoins. You also have the flexibility to select which blockchain network you want to use for the payments. The supported networks include:
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BNB Smart Chain
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Ethereum
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Polygon
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Arbitrum
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Optimism
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Tron
Depending on the network you choose, you will be settled in the selected stablecoin (USDT or USDC) on that specific blockchain. For example, if you choose Ethereum, you will receive USDT or USDC in the Ethereum network. You can also choose multiple networks, or even all of them, depending on your preferences.
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A webhook is a tool that allows our system to send automated notifications to your server whenever something important happens—like ringing a doorbell to say, "The payment is complete!"
In the Smarty Pay system, webhooks are crucial for ensuring your platform stays updated about the status of transactions in real-time. Here’s how they work:
Confirming Payments:
Whether it’s a one-time payment or a recurring subscription, our system uses webhooks to notify your server as soon as the payment is successfully confirmed on the blockchain. This ensures your platform knows when to grant access, ship goods, or provide services.Handling Failures:
If a payment fails for any reason (e.g., insufficient funds or a network issue), the webhook will alert your system immediately so you can notify the customer and prompt them to retry.
Real-Time Updates:
Webhooks remove the need for your platform to constantly check the status of payments (a process called polling). Instead, you’ll receive instant updates when payment events occur, improving efficiency and user experience.By setting up webhooks during your API integration, you can automate the tracking of payment statuses and ensure smooth handling of every transaction—whether it’s successful, failed, or part of a subscription.
For more details on how to configure webhooks, refer to our Integration Guide or contact our support team.
