Smarty Pay | Legal Disclaimer

1. Application and Scope

Welcome to smartypay.io (the "Website"), operated by Smarty Labs FZ-LLC, a technology and software development company registered in the United Arab Emirates ("Smarty Labs," "we," "us," or "our"). These Terms and Conditions ("Terms") govern your access to and use of the Website. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Website.

2. Purpose of the Website

The Website, smartypay.io, is designed to demonstrate the capabilities of software solutions developed by Smarty Labs FZ-LLC. The information provided on the Website is for advertising and informational purposes only and does not constitute a public offer of the services or products demonstrated. The Website serves as an entry point for potential clients and partners interested in the technologies and software developed by Smarty Labs FZ-LLC.

Smarty Labs FZ-LLC is a developer of technologies and software for financial services and payments. We are not a bank, financial institution, or payment service provider, and we do not provide financial services. Any inquiries or requests regarding financial services or payments will be handled by appropriate third parties, where applicable, and not by Smarty Labs FZ-LLC.

3. No Financial Services

4. Information on the Website

The content on the Website, including text, graphics, images, and other materials, is provided for informational purposes only. Smarty Labs FZ-LLC reserves the right to modify, update, or supplement the information on the Website at any time without prior notice. We do not guarantee the accuracy, completeness, or timeliness of the information provided on the Website.

5. Inquiries and Requests

All inquiries, requests, or communications submitted through the Website will be directed to Smarty Labs FZ-LLC for further processing. We aim to respond to inquiries in a timely manner but do not guarantee response times or the fulfillment of any specific requests.

6. Intellectual Property

All content on the Website, including but not limited to text, designs, logos, software demonstrations, and other materials, is the property of Smarty Labs FZ-LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the Website without prior written consent from Smarty Labs FZ-LLC.

7. Use of the Website

You agree to use the Website only for lawful purposes and in a manner consistent with these Terms. You may not:

Use the Website in any way that violates applicable laws or regulations.
Attempt to gain unauthorized access to the Website or its related systems or networks.
Use the Website to transmit any harmful, offensive, or inappropriate content.
Interfere with or disrupt the functionality of the Website.

8. Limitation of Liability

To the fullest extent permitted by law, Smarty Labs FZ-LLC shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of the Website or the information provided therein. The Website is provided on an "as-is" and "as-available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, reliability, or fitness for a particular purpose.

9. Third-Party Links

The Website may contain links to third-party websites or resources. Smarty Labs FZ-LLC is not responsible for the content, accuracy, or availability of such third-party websites or resources. Links to third-party websites do not imply endorsement by Smarty Labs FZ-LLC.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United Arab Emirates, without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in the United Arab Emirates.