Start accepting payments in stablecoins and a variety of cryptocurrencies.
Provide your customers with more options and helping you extend to new markets.
Add a seamless, flexible crypto payment solution to your business.
Why Choose Us?
Global Payment Solution
Reach customers worldwide with a stable, borderless payment method.
Save on fees
Lower per-transaction fees compared to banking cards and many APMs.
Guaranteed Settlements
No chargebacks, no rolling reserve, and minimized regulatory concerns.
Immediate Withdrawals
Access funds instantly — your earnings are available without any holds.
Security enforced in smart contracts
Robust and stable technology/API & resilient infrastructure.
More Features
Seamless Settlement
On-the-fly exchange [DEX Swap] to Stablecoins
Secure, automatic settlement in USDT or USDC.
Optional Fee (Gas) Compensation
Simplify payments for customers by covering gas fees.
Multichain Support
Accept any token across six networks.
Transaction Batching
Optimized for cost efficiency.
Features & Benefits
Comprehensive Payment Options
Web3 Wallet Payments
Pay directly from MetaMask, Ledger, Binance Web3 Wallet, and many other supported wallets.
On-Ramp Integration
Streamlined access for non-crypto users with automatic wallet creation.
Zero Code Payment Links & Buttons
Just Copy and Paste!
More Features
Seamless Settlement
Get Started in 3 Simple Steps
1. Quick Onboarding
Share details about your business and goals.
2. Effortless Integration
-
Set up API keys & webhooks;
-
Try all features in the test network;
-
Go live in days not weeks with our full support.
3. Start Accepting Payments
Begin processing in crypto and managing revenue with ease.
How It Works
Frequently Asked Questions
Pay-In with Smarty Pay is simple and efficient:
-
Customers choose cryptocurrency as their payment option.
-
Smarty Pay provides a unique wallet address or QR code for the transaction.
-
Customers send the payment in crypto, which is processed securely on the blockchain.
-
Merchants receive the funds in stablecoins (USDT or USDC) on the selected blockchain network.
-
It depends on the integration type:
-
Zero Code Integration (Payment Links): No developers needed. Generate links directly from the dashboard and share them with your customers.
-
Low Code Integration (Payment Button): Minimal effort required—add a payment button by copying and pasting a few lines of code into your website or app.
-
Full API Integration: Developers required. This option provides full customization, enabling seamless integration into your existing systems.
-
Yes, customers can pay directly from exchanges using the provided QR code or wallet address. This ensures flexibility and convenience.
Merchants receive funds in stablecoins (USDT or USDC) on their chosen blockchain network. Supported networks include:
-
Ethereum (ERC-20)
-
Binance Smart Chain (BEP-20)
-
Polygon (POL)
-
Arbitrum (ARB)
-
Tron (TRC-20)
For example, if you choose Ethereum, you’ll receive USDT or USDC on the Ethereum network. You can also enable multiple networks or all of them, depending on your preferences.
-
No, Smarty Pay charges no conversion fees. Funds are converted into stablecoins using the best market rates available on trusted decentralized exchanges like Uniswap, SushiSwap, and PancakeSwap.
A webhook is an automated notification system that informs your server whenever there’s a transaction update.
-
Confirming Payments: Webhooks notify you when payments are successfully processed.
-
Handling Failures: If a transaction fails, you’ll know immediately.
-
Real-Time Updates: Webhooks provide live transaction status updates without requiring manual checks.
Set up webhooks during your API integration to ensure seamless tracking of all payment statuses. Learn more in our Integration Guide.
-
Smarty Pay supports over 30 cryptocurrencies across 5 blockchain networks for Pay-In transactions.
See the full list of supported tokens here.
For Deposits, Subscriptions, and Donations, we currently support USDT and USDC on the same networks.
Yes. Using advanced smart contracts, Smarty Pay can batch up to 50 incoming transactions into a single blockchain transaction. This optimization:
-
Reduces gas fees by approximately 30%.
-
Increases blockchain throughput, ensuring payments are processed quickly and without delays, even during peak activity periods.
-