With Smarty Pay's On-Ramp solution, businesses can bridge the gap between fiat and crypto effortlessly.
Enable your customers to purchase stablecoins, Bitcoin, or other cryptocurrencies using credit cards or alternative payment methods.
Similar to bank transfers, if the recipient’s account number is known, the funds can be sent at any time.
Why Choose Us?
Fixed address and any amount
No need to use any payment widget to deposit any amount directly into the associated account.
Global & Stable Solution
Accept payments from customers worldwide with stable, borderless cryptocurrency options.
Quick & Cost-Effective
Streamlined payments that are fast and affordable.
Secure & Reliable
No chargebacks, no rolling reserve, and reduced regulatory concerns.
Instant Access to Funds
Withdraw your earnings immediately — no custody holds.
Features
White-Label On-Off-Ramp for Businesses
Seamlessly integrate our On-Ramp and Off-Ramp solutions into your business:
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On-Ramp: Allow customers to buy cryptocurrencies directly from your website by embedding our API or widget.
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Fully customizable and tailored to match your brand's design and style.
Crypto or Traditional PSP Integration
Combine the power of crypto processing with the on-ramp to enable customers to:
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Instantly purchase cryptocurrencies.
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Use their newly acquired assets to make payments directly to your business.
Off-Ramp Solution
Easily convert received cryptocurrencies into fiat currency and withdraw them to your bank account.
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Use the off-ramp alongside the on-ramp for a complete fiat-to-crypto-to-fiat cycle, or deploy it as a standalone solution.
Always on the Edge
Leave the complexities of building and maintaining an on-ramp service to us:
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Fully white-label product, constantly updated with the latest blockchain innovations.
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Optimized for performance, security, and regulatory compliance.
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Perfect for Neo Banks, payment systems, Web3 projects, and merchants looking for a seamless and scalable solution.
How It Works
01
Organize Deposit Acceptance Easily
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Attach a unique crypto address to each user through our API;
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The user sends crypto to this address;
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The merchant credits the received amount of crypto to the balance.
02
Withdraw Instantly
Access your funds anytime — no custodial holds.
03
Manage with Confidence
Monitor payments, generate reports, and control your business from a single dashboard.
Get Started in 3 Simple Steps
Smarty Pay makes it easy to implement fiat-to-crypto solutions for your business:
1. Quick Onboarding
Contact us to discuss your project needs.
2. Smooth Integration
Integrate our On-Ramp API or widget with our expert support.
3. Start offering to buy crypto
Start offering a fast and secure way for your customers to purchase and use cryptocurrencies.
Frequently Asked Questions
Getting started with Deposit Payments is straightforward:
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Sign an Agreement: Join Smarty Pay by signing the merchant agreement.
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Quick KYB: Complete the Know Your Business (KYB) process for verification.
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Integration: Implement the solution into your system with our support.
Once completed, customers can easily top up their accounts or balances using cryptocurrencies.
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Yes, integration requires developer involvement because:
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Each customer needs a unique crypto address associated with their account in your service.
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Payments must be mapped accurately to the customer’s balance or wallet.
Our team is ready to assist you at every stage, ensuring smooth implementation.
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Smarty Pay’s Deposit Payments are perfect for businesses with internal wallets, balances, or accounts, including:
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iGaming: Enabling players to top up their accounts easily.
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Mobile Services: Allowing users to recharge their balances.
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Marketplaces: Supporting seamless wallet funding for buyers or sellers.
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Ride-hailing or Taxi Services: Providing quick and secure deposit options.
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Deposits are accepted in:
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USDT (Tether) or USDC (USD Coin)
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Supported networks: Ethereum (ERC-20), Binance Smart Chain (BEP-20), and Polygon (POL).
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Yes, customers can make deposits as simple transfers to their assigned crypto addresses from any exchange or wallet.
Merchants have full control over withdrawals:
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Scheduled Withdrawals: Automate payouts at a frequency that suits your business.
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Manual Withdrawals: Withdraw funds instantly at any time through the dashboard.
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