Offer seamless balance recharge options with stablecoins, ideal for businesses with customers who regularly deposit funds.
Make it easy for users to top up their accounts with fast, direct transfers.
Similar to bank transfers, if the recipient’s account number is known, the funds can be sent at any time.
Why Choose Us?
Fixed address and any amount
No need to use any payment widget to deposit any amount directly into the associated account.
Global & Stable Solution
Accept payments from customers worldwide with stable, borderless cryptocurrency options.
Quick & Cost-Effective
Streamlined payments that are fast and affordable.
Secure & Reliable
No chargebacks, no rolling reserve, and reduced regulatory concerns.
Instant Access to Funds
Withdraw your earnings immediately — no custody holds.
More Features
Efficient Settlement & Customizable Interface
Multichain Compatibility
Accept payments in multiple tokens across six networks.
Cost-Saving Batching
Consolidate transactions for lower fees.
White-Label Payment Widget
Tailor the payment experience to your brand.
Management Dashboard
Access comprehensive reports, analytics, and manage transactions with ease.
Ongoing Support
Receive technical support, updates, and access to the Smarty Service for smooth operation.
How It Works
01
Organize Deposit Acceptance Easily
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Attach a unique crypto address to each user through our API;
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The user sends crypto to this address;
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The merchant credits the received amount of crypto to the balance.
02
Withdraw Instantly
Access your funds anytime — no custodial holds.
03
Manage with Confidence
Monitor payments, generate reports, and control your business from a single dashboard.
Get Started in 3 Simple Steps
1. Quick Onboarding
Tell us about your business and objectives.
2. Smooth Integration
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Set up API keys & webhooks;
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Try all features in the test network;
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Go live in days not weeks with our full support.
3. Start Processing Payments
Begin accepting crypto deposits and enjoy streamlined earnings.
Frequently Asked Questions
Getting started with Deposit Payments is straightforward:
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Sign an Agreement: Join Smarty Pay by signing the merchant agreement.
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Quick KYB: Complete the Know Your Business (KYB) process for verification.
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Integration: Implement the solution into your system with our support.
Once completed, customers can easily top up their accounts or balances using cryptocurrencies.
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Yes, integration requires developer involvement because:
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Each customer needs a unique crypto address associated with their account in your service.
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Payments must be mapped accurately to the customer’s balance or wallet.
Our team is ready to assist you at every stage, ensuring smooth implementation.
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Smarty Pay’s Deposit Payments are perfect for businesses with internal wallets, balances, or accounts, including:
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iGaming: Enabling players to top up their accounts easily.
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Mobile Services: Allowing users to recharge their balances.
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Marketplaces: Supporting seamless wallet funding for buyers or sellers.
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Ride-hailing or Taxi Services: Providing quick and secure deposit options.
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Deposits are accepted in:
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USDT (Tether) or USDC (USD Coin)
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Supported networks: Ethereum (ERC-20), Binance Smart Chain (BEP-20), and Polygon (POL).
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Yes, customers can make deposits as simple transfers to their assigned crypto addresses from any exchange or wallet.
Merchants have full control over withdrawals:
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Scheduled Withdrawals: Automate payouts at a frequency that suits your business.
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Manual Withdrawals: Withdraw funds instantly at any time through the dashboard.
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